Milford Conservative Fund
The Milford Conservative Fund is designed for investors seeking stable returns with a focus on preserving capital. This fund primarily invests in a diversified mix of income assets, including fixed interest securities and cash, while maintaining a smaller allocation to growth assets like equities and property. The conservative approach aims to reduce volatility and provide steady income, making it suitable for individuals with a lower risk tolerance or those nearing retirement. The fund is actively managed by Milford's experienced investment team, who employ rigorous research and risk management strategies to optimize returns and safeguard investors' capital.
Performance-wise, the Milford Conservative Fund has demonstrated a consistent track record of delivering positive returns, even in fluctuating market conditions. The fund's conservative asset allocation helps mitigate risks associated with market downturns, ensuring more stable performance over time. Additionally, the fund benefits from Milford's active management approach, which involves continuously monitoring and adjusting the investment portfolio to respond to market changes and seize emerging opportunities. This combination of stability and proactive management makes the Milford Conservative Fund a reliable choice for conservative investors seeking gradual wealth accumulation and capital preservation.
Fund Summary
About Conservative Funds
Conservative Funds Returns
| Fund | 12 Month Returns | 3 Year Returns | 5 Year Returns |
|---|---|---|---|
| Generate Conservative Fund | 7.40% | Fund inception 2022 | Fund inception 2022 |
| Pathfinder Conservative Fund | 8.30% | 2.80% | 4.20% |
| Milford Conservative Fund | 7.40% | 1.90% | 3.20% |
| NZ Funds Income Strategy Fund | 9.40% | 2.81% | 2.64% |
Please Note
Past performance is not necessarily an indicator of future performance and return periods may differ.
Returns are after fees and before taxes.
Performance numbers supplied directly from the providers rather than calculated independently by Savvy Saver.
If you choose to apply via Savvy Saver, you understand that these results are generalized advice to you and do not constitute personalized advice.
Any questions? Click here to contact our Finance Advisors.
Let's Get Started
Want to use our matching tool to find your perfect fund - just click 'Find Your Fund' below. Or if you have decided Milford Conservative Fund is for you then click 'Apply Now'.
If you have any questions, you are always welcome to contact us. We'll get back to you as soon as possible, within 24 hours on weekdays.
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Frequently Asked Questions
Please read our FAQs page to find out more.
Is Savvy Saver free to use?
Savvy Saver is free for users with the exception of any users who chose a Milford KiwiSaver Scheme. For any client choosing a Milford KiwiSaver Scheme will have a $150 brokerage fee deducted from their KiwiSaver balance.
Do I need to create an account?
You can explore Savvy Saver and get personalized scheme recommendations without creating an account. However, registering allows you to save your preferences and revisit your personalized recommendations at any time.
How does Savvy Saver ensure the recommended schemes are reliable?
We partner with reputable KiwiSaver providers and continuously monitor the performance and compliance of all listed schemes to ensure they meet high standards of reliability and trust.
Can I change my investment preferences later?
Absolutely! You can update your preferences at any time through your Savvy Saver dashboard to reflect changes in your investment goals or financial situation.
What makes Savvy Saver different from other KiwiSaver comparison tools?
Unlike other tools that may require extensive research or consultations, Savvy Saver offers a streamlined online experience that quickly matches you with a suitable KiwiSaver scheme based on a tailored questionnaire, all without needing to make a phone call.
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Savvy Saver adheres to strict privacy policies and uses advanced security measures to protect all personal information you share with us.
Will I be charged any fees for signing up through Savvy Saver?
Signing up for KiwiSaver schemes through Savvy Saver incurs no additional fees with the exception of Milford KiwiSaver Schemes. For any client choosing a Milford KiwiSaver Scheme will have a $150 brokerage fee deducted from their KiwiSaver balance.
How often should I review my KiwiSaver scheme?
It’s a good idea to review your KiwiSaver scheme annually or whenever there are significant changes in your financial situation or investment goals.
What should I do if my financial situation changes?
We recommend using our matching tool to reflect any significant changes in your financial situation. This will help us adjust our recommendations to better suit your new circumstances.
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